THE READY STUDY GLOBAL TOOLKIT
From student finance and previous study to postgraduate budgets and loan repayments, practical tools to help you plan your next step with more clarity.
01 / FIND YOUR TOOL
Each tool gives an illustrative result and links to the relevant official guidance. Eligibility and final awards are decided by the appropriate student finance authority.
ENGLAND · 2026/27
Get an indicative annual living-cost loan range based on your circumstances and assessed household income.
Planning your undergraduate living budget
For standard eligible SFE cases within the tool’s stated start-date limits
Open calculatorENGLAND · 2027 ONWARDS
Explore how applicable previous publicly funded study could affect your Lifelong Learning Entitlement tuition-fee balance.
Returning to study or studying again
Complex previous-study histories require a separate SFE assessment
Open calculatorUK PAYE · 2026/27
Estimate what may be deducted from your pay under Plan 1, 2, 4 or 5 and a qualifying Postgraduate Loan.
Understanding deductions from your salary
Designed for standard UK payroll estimates, not overseas or Self Assessment cases
Open calculatorENGLAND · 2026/27
Compare tuition, living expenses and the expected Postgraduate Master’s Loan with savings, bursaries and monthly resources.
Budgeting before a master’s or online MBA
Does not confirm eligibility for an SFE Postgraduate Master’s Loan
Open calculator02 / USE THE RESULTS WISELY
Our calculators are independent planning tools. They use published funding thresholds and stated assumptions to help explain complex decisions in simpler terms. They cannot determine student finance eligibility, guarantee any award, or replace an offer from a university.
For unusual circumstances, previous qualifications, breaks in study or courses starting under a different funding system, check the relevant official guidance before relying on a number.
Read our Student Finance guidesREADY FOR THE NEXT STEP?
Explore study options or ask our team about the application process. Ready Study Global's course guidance is free for students.
Information reviewed October 2026. All tools are provided for general planning only, and funding rules can change.
